Bank transfers your bank can match
Bank Reference gives every WooCommerce order paid by bank transfer a structured payment reference with correct check digits, in the format your customers' banks expect.
Supported formats
| Belgium | Structured communication (OGM/VCS) | +++010/8068/17183+++ |
| Finland | Reference number (viitenumero) and virtual bank barcode | 12 34561 |
| Sweden | Bankgiro OCR number, with or without length digit | 1234574 |
| Norway | KID with MOD10 or MOD11 | 123456782 |
| Denmark | FIK +71 payment line | +71<026840149965328+12345678< |
| International | RF creditor reference (ISO 11649) | RF18 5390 0754 7034 |
Check a payment reference
How it works
Install
Activate the plugin and choose your format. The default follows your store country.
Order
Each bank-transfer order gets its own reference, created at checkout and never changed.
Show
The reference appears on the thank-you page, in order emails, on the admin order screen and on PDF invoices.
Pro: payments marked as paid for you
- Upload your bank statement (CAMT.053/CAMT.054 XML or CSV) and see each payment matched to its order by reference and amount.
- Underpaid, overpaid and duplicate payments are flagged before anything changes.
- Mark all matched orders as paid in one click.
- Scan-to-pay EPC QR code on the thank-you page and in emails (Belgium, Finland, RF).
Pricing
Free
€0
- All six reference formats
- Thank-you page, emails, admin, PDF invoices
- Search orders by reference
- Finnish virtual bank barcode
Pro
€39 / year per site
- Everything in Free
- Bank statement import and matching
- Mark orders paid in bulk
- EPC QR code
- Email support
Questions
Do I need an agreement with my bank?
Not for Belgian, Finnish or RF references. Norwegian KID, Swedish Bankgiro OCR and Danish FIK only work with the matching agreement at your bank; use the settings it gave you.
Which orders get a reference?
Orders paid with the payment methods you select, by default WooCommerce's Direct bank transfer. Two orders never share a reference.
Does the plugin send data anywhere?
No. The free plugin works entirely inside your WordPress site.
Does it work with HPOS and block checkout?
Yes. It is tested with WooCommerce's high-performance order storage, the classic storage, and the block checkout with a block theme.